At GuideStone®, we are here to help you along the journey to and through retirement. Whether you are looking for educational resources, a financial educator appointment or a more hands-on approach with an advisor, we have you covered.
For those at the beginning of a career with no previous retirement savings
Starting your retirement savings journey begins with taking the right steps early in your career. Use these tools, resources and tips to start well.
Use these resources to help you build a budget and manage your money with practical tips and professional guidance.
Before purchasing a car, use this calculator to estimate your expenses.
Buying a home is often the largest financial decision a family makes. Use these tools to help you buy a home that you can afford while avoiding unforeseen financial pitfalls.
Reduce disagreements by following these tips on talking money with your fiancée* or new spouse.
If not, get started today by using one of these options.
Contact your employer to set up your GuideStone Retirement Account.
Maximize your efforts by saving strategically and early.
Though retirement may seem a long way off, starting early makes a big difference later.
An employer match means your employer is investing in your retirement alongside you. Don’t miss out!
A 401(k) and a 403(b) are both types of retirement plans, but one is distinctly advantageous for ministries.
Our investing policy follows biblical principles by excluding investments that are incompatible with our moral and ethical posture as Christians.
Check out these seven situations when an IRA may be a wise choice as you plan for the future.
When it comes to investing, it's important to identify your financial goals and objectives before you choose an account type.
If your employer's retirement plan offers different contribution options, it's important to consider the financial implications of each one.
Vesting determines the amount of employer-contributions that are yours based on how long you've been employed.
You should expect volatility but stay focused on your long-term goals.
Saving for retirement is a marathon, not a sprint. Don’t panic due to short-term market fluctuations.
Find videos, articles and minister-specific financial resources to help you start, stay and finish well. Topics include: ministerial tax issues, compensation planning, housing allowance, Social Security, benefits and more!
Are you a global worker serving overseas? Access our resources that are designed specifically with you in mind.
The IRS may have different criteria for being a minister than your church.
If you are a Minister for Tax Purposes, you need to understand how unique tax laws for ministers may affect you.
This is arguably the most important tax benefit available to ministers, allowing them to exclude housing expenses from their income, before and after retirement. Unfortunately, it’s often misunderstood.
A church that takes the time to properly structure a minister’s compensation and benefits is practicing good stewardship which can make a huge difference in the current financial life — and financial future — of a pastor.
Once you opt out, you forfeit any social security benefits in the future.
Learn two strategies to help break the cycle of below-market pay.
Learn more about protecting your ministry from catastrophic financial losses and sustaining its long-term well-being.
Do you receive W-2 taxable income from a Southern Baptist church, church-related school or association? You may be eligible for additional benefits from participating in the Southern Baptist church retirement plan.
For those with no previous retirement savings
Launch your journey to financial security and resilience by enrolling in benefits and a retirement plan as early as possible in your career.
Whether your budget is big or small, what matters is that you stay aware of how your budget should change as you age.
Use these resources to help you build a budget and manage your money with practical tips and professional guidance.
Before purchasing a car, use this calculator to estimate your expenses.
Know where your money is going. With these tools, you’ll see how much you can afford and how much you have left to save.
Before deciding if you need one income or two — as a couple — use this tool to help decide.
If not, get started today by using one of these options.
Contact your employer to set up your GuideStone Retirement Account.
While retirement may feel like it's far away, learn how to start saving well now to finish well later.
Maximize your efforts by saving strategically and early
An employer match means your employer is investing in your retirement alongside you. Don’t miss out!
Utilize these resources to learn more about life insurance and how it impacts you and your family.
A 401(k) and a 403(b) are both types of retirement plans, but one is distinctly advantageous for ministries.
Our investing policy follows biblical principles by excluding investments that are incompatible with our moral and ethical posture as Christians.
Check out these seven situations when an IRA may be a wise choice as you plan for the future.
When it comes to investing, it's important to identify your financial goals and objectives before you choose an account type.
If your employer's retirement plan offers different contribution options, it's important to consider the financial implications of each one.
Vesting determines the amount of employer-contributions that are yours based on how long you've been employed.
You should expect volatility but stay focused on your long-term goals.
Saving for retirement is a marathon, not a sprint. Don’t panic due to short-term market fluctuations.
Do it Yourself: Utilize an online tool
Utilize this checklist to help identify immediate action items and help you plan ahead.
Find videos, articles and minister-specific financial resources to help you start, stay and finish well. Topics include: ministerial tax issues, compensation planning, housing allowance, Social Security, benefits and more!
Are you a global worker serving overseas? Access our resources that are designed specifically with you in mind.
The IRS may have different criteria for being a minister than your church.
If you are a Minister for Tax Purposes, you need to understand how unique tax laws for ministers may affect you.
This is arguably the most important tax benefit available to ministers, allowing them to exclude housing expenses from their income, before and after retirement. Unfortunately, it’s often misunderstood.
A church that takes the time to properly structure a minister’s compensation and benefits is practicing good stewardship which can make a huge difference in the current financial life — and financial future — of a pastor.
Once you opt out, you forfeit any social security benefits in the future.
Learn two strategies to help break the cycle of below-market pay.
Learn more about protecting your ministry from catastrophic financial losses and sustaining its long-term well-being.
Do you receive W-2 taxable income from a Southern Baptist church, church-related school or association? You may be eligible for additional benefits from participating in the Southern Baptist church retirement plan.
For those with retirement savings and looking to stay on track to finish well
Continue growing your retirement savings and maximize your benefits to help enhance your financial security and resilience.
The Retirement Readiness Assessment can show you your progress and give you tips to get or stay on track.
If not, get started today by using one of these options.
Contact your employer to set up your GuideStone Retirement Account
While retirement may feel like it's far away, learn how to start saving well now to finish well later.
Maximize your efforts by saving strategically and early
An employer match means your employer is investing in your retirement alongside you. Don’t miss out!
Have you considered simplifying your financial life by consolidating old retirement accounts? Here are some factors to consider in making your decision.
Whether your budget is big or small, it's important to make adjustment as you age.
Reducing debt while saving for retirement can help with reducing financial needs in your retirement years.
Use these resources to help you strategically increase your savings.
Whether you prefer your investments managed for you, by you or with you, use these resources to determine if you’re preparing well for retirement.
Find tips on creating a financial pathway for your children and their children.
Utilize these resources to learn more about life insurance and how it impacts you and your family.
As your family grows and changes, periodically review your estate plan.
Do it Yourself: Utilize an online tool
Utilize this checklist to help identify immediate action items and help you plan ahead.
Find videos, articles and minister-specific financial resources to help you start, stay and finish well. Topics include: ministerial tax issues, compensation planning, housing allowance, Social Security, benefits and more!
Are you a global worker serving overseas? Access our resources that are designed specifically with you in mind.
The IRS may have different criteria for being a minister than your church.
If you are a Minister for Tax Purposes, you need to understand how unique tax laws for ministers may affect you.
This is arguably the most important tax benefit available to ministers, allowing them to exclude housing expenses from their income, before and after retirement. Unfortunately, it’s often misunderstood.
A church that takes the time to properly structure a minister’s compensation and benefits is practicing good stewardship which can make a huge difference in the current financial life — and financial future — of a pastor.
Once you opt out, you forfeit any social security benefits in the future.
Learn two strategies to help break the cycle of below-market pay.
Learn more about protecting your ministry from catastrophic financial losses and sustaining its long-term well-being.
Do you receive W-2 taxable income from a Southern Baptist church, church-related school or association? You may be eligible for additional benefits from participating in the Southern Baptist church retirement plan.
At 50, you can begin making catch-up contributions toward your retirement savings.
For those within 10 years of retirement
Educating members on key decisions to help with financial security and resilience when they retire.
The Retirement Readiness Assessment can show you your progress and give you tips to get or stay on track.
Use this checklist to help you picture your retirement.
Use this checklist to help determine major decisions you need to make as you move toward retirement.
Create a budget for retirement using these resources.
Reducing debt while saving for retirement can help with reducing financial needs in your retirement years.
Sometimes plans change. Learn how to prepare if this happens to you.
Have you considered simplifying your financial life by consolidating old retirement accounts? Here are some factors to consider in making your decision.
As your family grows and changes, periodically review your estate plan.
Do it Yourself: Utilize an online tool
Utilize this checklist to help identify immediate action items and help you plan ahead.
Learn how to know if you are on track to finish well in retirement.
As you move toward retirement, it's important to periodically evaluate your investments.
Do you prefer your investments be managed for you, by you or with you? Find out more!
Do you know how much you can annually contribute to your retirement savings? Find out!
Annually evaluate and increase your contributions to help prepare you and your family for retirement.
Learn about your income options and receive an estimate for your retirement income amount.
Understand your GuideStone income options and find out if you will have a surplus or shortfall.
Choosing your retirement strategy is a crucial element in developing a plan for a secure retirement.
Find out how much monthly income your retirement savings may provide in retirement.
Find out about how withdrawing your retirement savings early may affect you.
This educational webinar will provide answers to common questions and concerns about Social Security in retirement.
Learn tips for maximizing your Social Security benefit.
Find out what your estimated Social Security payment will be based on your work history and eligibility.
You’ll be leaving GuideStone.org and going to a U.S. government website.
Find videos, articles and minister-specific financial resources to help you finish well. Topics include ministerial tax issues, compensation planning, housing allowance, Social Security, benefits and more!
Review our Ministers' Housing Allowance FAQs to understand how this may benefit you.
Learn more about ministerial tax issues and how they may pertain to you or ministerial staff in retirement.
Some states offer tax exemptions for seniors. Search your state’s website to see whether your state has rules for property taxes based on age. Search your states website to see whether your state has rules for property taxes based on age.
Learn about Medicare-coordinating plans at GuideStone.
Use these resources to learn more about Medicare and how it can impact your retirement.
You can begin Social Security payments, but they may be 30% less than if you decide to wait to receive full benefits.
There are factors that play into Medicare eligibility. Find out if you qualify.
Even if you are covered by a major medical group coverage, enroll in Medicare Part A unless you are contributing to a Health Savings Account (HSA).
Access full benefits of Social Security Payments (Age 67 applies to those born 1960 and later. For those born prior to 1960, it will be age 66 and X months.)
Your payments have reached full potential.
Members make confident decisions to help with financial security and resilience as they transition from servant employee to servant retiree.
If you haven’t already, download and complete this checklist to picture your retirement!
Log in to your MyGuideStone® account to review your retirement income estimate prior to deciding your withdrawal strategy.
Login to your MyGuideStone account to begin receiving your retirement income.
Review your retirement account and plan annually to make sure to steward wisely as you finish well
To access Social Security’s online services, create an account or sign in through your choice of two credentialed service providers.
You’ll be leaving GuideStone.org and going to a U.S. government website.
If you have questions about which Medicare-coordinating Plan is right for you, reach out to a customer solutions specialist by calling 1-844-INS-GUIDE (1-844-467-4843), Monday through Friday, from 7 a.m. to 6 p.m. CT
Check your current life insurance to determine if changes are needed.
Use these tools to find out how much life insurance you should have.
Learn more about what to consider with a single-income home.
If you've gone through one of these seven life events, it may be time to adjust your insurance.
Find videos, articles and minister-specific financial resources to help you finish well. Topics include ministerial tax issues, compensation planning, housing allowance, Social Security, benefits and more!
Review our Ministers' Housing Allowance FAQs to understand how this may benefit you.
Learn more about ministerial tax issues and how they may pertain to you or ministerial staff in retirement.
Planned giving can help you minimize taxes and maximize giving to your family and to the charitable ministries that align with your values and vision.
Some states offer tax exemptions for seniors. Search your state’s website to see whether your state has rules for property taxes based on age. Search your state's website to see whether your state has rules for property taxes based on age.
Do it Yourself: Utilize an online tool
Utilize this checklist to help identify immediate action items and help you plan ahead.
Find videos, articles and minister-specific financial resources to help you finish well. Topics include: ministerial tax issues, compensation planning, housing allowance, Social Security and more!
Are you a global worker serving overseas? Access our resources that are designed specifically with you in mind.
The IRS may have different criteria for being a minister than your church.
If you are a Minister for Tax Purposes, you need to understand how unique tax laws for ministers may affect you.
This is arguably the most important tax benefit available to ministers, allowing them to exclude housing expenses from their income, before and after retirement. Unfortunately, it’s often misunderstood.
A church that takes the time to properly structure a minister’s compensation and benefits is practicing good stewardship which can make a huge difference in the current financial life — and financial future — of a pastor.
Once you opt out, you forfeit any social security benefits in the future.
Learn more about what it means to steward your financial needs.
Learn more about protecting your ministry from catastrophic financial losses and sustaining its long-term well-being.
Do you receive W-2 taxable income from a Southern Baptist church, church-related school or association? You may be eligible for additional benefits from participating in the Southern Baptist church retirement plan.
A resource for those who find themselves in need financially as they retire. Get involved or receive assistance today!
With a desire to serve those worthy of double honor, Mission:Dignity® seeks to serve retirement-aged Southern Baptist ministers, workers and their widows whose income is insufficient to meet their daily needs.
Access full benefits of Social Security Payments (Age 67 applies to those born 1960 and later. For those born prior to 1960, it will be age 66 and X months.)
Your payments have reached full potential.
The IRS mandates Required Minimum Distributions (RMDs), unless you are still working through the end of the year.
Equipping members to live well in retirement and plan for their family's future.
It's good to stay aware of how your finances are doing so there's less of a chance to encounter a surprise.
You have so much to offer! Check out service opportunities through your church or local organizations.
Review your dreams and goals for retirement in order to make adjustments along the way.
Log in to your MyGuideStone account to check your allocations to keep your investments up-to-date.
Do it Yourself: Utilize an online tool
Utilize this checklist to help identify immediate action items and help you plan ahead.
This calculator can help you determine if you are financially prepared should you require long-term care in the future.
These tips will help prepare your family members for the days to come.
Consider these long-term care topics, even if you don't think you will need it.
With a desire to serve those worthy of double honor, Mission:Dignity® seeks to serve retirement-aged Southern Baptist ministers, workers and their widows whose income is insufficient to meet their daily needs.
Access full benefits of Social Security Payments (Age 67 applies to those born 1960 and later. For those born prior to 1960, it will be age 66 and X months.)
Your payments have reached full potential.
The IRS mandates Required Minimum Distributions (RMDs), unless you are still working through the end of the year.
Whether you have general questions, are new to GuideStone, or need to set up your account, GuideStone is here to serve you.
Advisory services offered through GuideStone Advisors®, an SEC Registered Investment Adviser. GuideStone Advisors is a controlled affiliate of GuideStone Financial Resources®. For more information about the firm, products and services, please review the GuideStone Affiliate Form CRS.