Retirement

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How We Are Different

Customized Retirement Solutions for Hospitals & Other Faith-Based Organizations

What are you interested in?

Learn more about how we can guide, advocate and provide for your organization toward a strong financial future, fortifying your steps as you follow God wherever he leads.

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Health Care Retirement Plan Expertise

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Faith-Based Funds & Investments

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Employer & Employee Education

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Customer Service

Health Care Retirement Plan Expertise & Administration

Retirement plans for Christian-based health care organizations require plan providers who understand your unique challenges and needs. We will work with you to identify plan goals, optimal plan design and objectives specific to your organization that will help engage and retain top-quality medical professionals while driving participant outcomes. This can help you focus on other challenges like employee retention, government regulations, budgetary constraints and cybersecurity. We work with you to fulfill your mission as your ministry partner, not simply as a vendor. We are here to help you and your employees start well, stay well and finish well.

We know the unique needs of health care retirement plans, such as:
  • Plan features that attract and retain top talent
  • Administrative efficiency
  • Education strategies for highly mobile employees
  • Personalized service for a diverse employee population
  • Competitive fee structure
  • IRS-approved plan documents with ongoing support
  • Regulatory guidance and compliance assistance
  • Investment options that align with your Christian values

How GuideStone serves ERISA plans:
  • IRS pre-approved volume submitter plan documents
  • Assistance with Form 5500 filing services
  • Assistance with non-discrimination testing (NDT)
  • Preparation of required disclosures

GuideStone Wealth Management

GuideStone Wealth Management™ is our full-service wealth management offering, available to anyone seeking to honor the Lord with their finances. This relationship-based service will help guide you toward financial well-being, empowering you to invest well, protect your loved ones, give generously and pursue your ministerial or personal passions. We believe the advisor relationship is more than a financial conversation. It’s a sharing of values. Our GuideStone Advisors® team understands what it means to be a good steward because, like you, our faith informs everything we do.

GuideStone Wealth Management includes:
  • A dedicated advisor
  • Comprehensive financial planning
  • Daily portfolio management aligned with your values
  • Estate planning
  • Insurance planning
  • Tax planning
  • Special pricing on tax preparation services by a third party
  • Charitable giving strategies
Find Out More
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Icon dollar sign and clock Employer-Sponsored Retirement Plans

GuideStone works with you to determine the plan that best fits the needs of your organization. Our full suite of retirement plan options includes 403(b)(9), 403(b)(7) and 401(k) plans — both non-ERISA church plans and ERISA plans — as well as 409A, 457(f) and 457(b) nonqualified deferred compensation (NQDC) plans.

Video: Plan Design Made for Ministry
See how GuideStone church plan design encourages plan participation, helps members strategically save for the future, accounts for unique ministerial considerations and keeps ministry in mind through every step.
View Retirement Plan Design

Faith-Based Funds & Flexible Investment Options

See Faith-Based Investing

Faith-Based Screened Funds

GuideStone Funds® offers a comprehensive lineup of diversified mutual funds that integrate Christian values with fundamental investment analysis.

Through faith-based investing with GuideStone, Christian investors can pursue three key goals with their investments:
  • All believers honor the Lord with their investments and their lives.
  • Christian ministries and individuals have all they need to grow the Kingdom, and the Gospel is heard throughout the world.
  • God’s people have a meaningful impact on the sanctity of life, human dignity and advancement, and the stewardship of God’s creation.
Video: Faith-Based Investing
What is faith-based investing, and why is it important to Christians? Faith-based investing allows you to invest the financial resources God has given you in a way that honors him and advances his Kingdom.

Flexible Investment Options

People are individuals. Risk tolerances are unique.

We understand that your teams’ investment knowledge and interests vary greatly from person to person. That’s why we walk alongside you to determine the best investment framework to meet the needs of you and your team. Proudly featuring GuideStone Funds, our comprehensive, tiered investment menu allows plan participants to easily identify an investment approach that works best with their time, interest and investment knowledge.

GuideStone offers our plan sponsors investment flexibility, therefore, you can select the GuideStone premier investment lineup or, create a lineup that meets your goals and objectives.
Choose From 3 Options
Do It For Me
Our professionally managed asset allocation options provide a simple choice for those who want a one-step approach to investing. This investment selection includes both Target Date Funds and Target Risk Funds.
Do It Myself
This approach is designed to help them build their own portfolio utilizing a broad range of core and specialty funds that provide the flexibility to address specific investment strategies.
Do It Together
We offer a range of customized financial planning services, tailored investment strategies and ongoing investment management for those looking for a higher level of service.
Video: Investment Options
Learn more about being appropriately invested. Do you know what you need to consider in order to invest better for retirement? Watch this video to find out!
View Investment Options

Employer & Employee Education

GuideStone understands the importance of educating your employees on what it means to be financially resilient. That’s why we strive to provide relevant, ministry-centric, financially focused and useful educational resources for you and your team.

Resources

We provide the below resources to support both your organization and your plan participants along their retirement journey to start well, stay well and finish well.
Videos
View More Educational Resources
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Impact Investing
As Christians, we are called by Christ to be the salt and light of the world (Matthew 5:13-16). As Christian investors, we see Kingdom impact investing as an opportunity to be salt and light. Learn more about our impact investing strategies in this short video.

For Investment professional and Institutional Investor use only.
What is Minister's Housing Allowance?
What is Minister's Housing Allowance?
Minister’s housing allowance is arguably the most important tax benefit available to ministers, allowing them to exclude housing expenses from their ministerial income, before and after retirement.
How Do I Steward a Reasonable, Yet Market-based Pastor Salary?
How Do I Steward a Reasonable, Yet Market-based Pastor Salary?
When pastors answer the call to ministry, it’s usually not with the expectation of major financial gain. But that doesn’t mean they should be expected to live on a wage that doesn’t meet their needs. Unfortunately, pastor pay has remained almost completely flat in recent years, while at the same time, inflation has continued to climb.

Customer Service

Relationship Management

We are more than a provider of retirement benefits, we are a ministry partner.

GuideStone provides top-notch service to ministry partners and the teams within their ministries and organizations. Our mission is to enhance financial security and resilience for those who serve the Lord. We do this through developing strong relationships with the leadership in the organizations we serve while providing them with tools and resources to help their plan participants finish well.

Our vision is that every servant of Christ finishes well.
How do we work with you to serve your people well?
Financial Specialists
Financial educators, relationship managers and Certified Financial Planner™ professionals are available to help plan administrators and participants with their retirement needs.
Annual Plan Reviews
Annual Plan Reviews with a relationship manager.
On-site or Virtual Meetings
On-site or virtual meetings available with a relationship manager.

GuideStone Member Customer Service

At GuideStone, our ministry work begins when we care for ministry partners and their teams through dedicated and diligent customer service.

Ministries face unique challenges, and our unmatched experience with church plans allows us to understand these needs and provide the expertise and service specific to you. Our customer solutions specialists help provide a 97% first-call resolution rate!

See what our current members and ministry partners say about their GuideStone experience:
  • 12,000 recent survey responses from members show 98% are satisfied, with nearly 80% “very satisfied”.
  • 3 words members use most to describe us: “Trustworthy, reliable, helpful.”
  • 97.10% first call resolution rate when members call Customer Solutions.

In addition to top-notch service, our dedicated service teams work directly with you to provide effective plan design and ministry-specific tools and resources to prepare your employees for a strong retirement.

View Ministerial Resources Center

New to GuideStone?

Our team is ready to serve you.


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Call Toll Free: 1-888-98-GUIDE

You should carefully consider the investment objectives, risks, charges and expenses of the GuideStone Funds® before investing. A prospectus with this and other information about the Funds may be obtained by calling 1-888-GS-FUNDS (1-888-473-8637) or downloading one. It should be read carefully before investing.

GuideStone Wealth Management and GuideStone Managed Accounts™ services are fee-based services available to investors in personal investment accounts and non-ERISA retirement accounts offered by a GuideStone affiliate. An advisory fee for the service is assessed quarterly and based on total assets in the account. These fees are in addition to the underlying mutual fund fees.

GuideStone Advisors is a controlled affiliate of GuideStone Financial Resources®. For more information about the firm, products and services please, review the GuideStone Affiliate Form CRS.

GuideStone, its affiliates, and financial advisors do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.