5 Questions to Ask When Choosing Group Health Care

As a ministry organization ourselves, GuideStone^® understands that it’s not always easy to balance finding the right quality health care coverage and being a good steward of your ministry’s resources.

So how can we make finding that balance easier? Start by answering these five questions:

What is my budget?

Knowing how much your ministry can afford to spend on a benefits program is an absolute must. The cost will be one of the most important drivers as you review your options, so figure out how much your ministry can spend on health care before you start looking at your options.

What do my employees need?

Focus on choosing a plan that best meets the needs of your staff’s ages and life stages. Young, healthy adults will likely be happy with a lower-cost HSA-qualified High Deductible Health Plan (HDHP). Families or individuals looking for plans that offer a full range of benefits and wider coverage may prefer to pay for a comprehensive PPO option.

Whom do I trust?

Finding a benefits provider you can trust is essential. Look for an organization with a solid track record and strong relationships with industry-leading networks that offers significant discounts. At GuideStone, our priority is delivering quality coverage specifically designed for churches, ministries and Christian institutions of all shapes and sizes.

Where do I find the extras?

Look for incentives that help lower the cost of care — such as telemedicine or price transparency shopping options. For example, GuideStone includes no-cost telehealth appointments¹ in our medical plans. These extras can translate into lower out-of-pocket costs for employees and consistent rates for your ministry over time.

Who can make it easy?

Finding the right coverage is just the beginning. You want a provider who makes it easy for you to meet the ongoing needs of your ministry with clear communication and efficient practices. Listen to what other clients share about another provider’s sales, implementation and renewal teams.

Once you have determined the answers to these five questions, it’s time to start shopping for coverage. This is where GuideStone can help! We’ve been providing group medical benefits to churches and ministries for more than 50 years, so we understand your budget constraints and employee needs. That’s why we offer various group medical plans at multiple price points to meet you right where you are.

At GuideStone, we would love to come alongside you and help you find the best option for your ministry.